We are required under federal law to notify consumers of the following rights. This list does not contain a complete list of the rights consumers have under state and federal law.
This is an attempt to collect a debt. Any information obtained will be used for that purpose. This is a communication from a debt collector.
Consumers may request orally or in writing details regarding any debt being collected by Hosto Buchan, including an itemization of the principal balance owed, including an itemization of all fees, interest, and any other amount charged to the account.
For the complete text of the federal Fair Debt Collection Practices Act, please visit the FTC website at http://www.ftc.gov/os/statutes/fdcpa/commentary.htm