Texas, Tennessee & Arkansas Debt Collection Attorneys
Most collections attorney can tell you that winning a judgment does not equate to being paid immediately. Even though the court ruled in your favor, the debtor may still avoid payment. It is your responsibility as the creditor to pursue collection of the debt. If the debtor refuses to pay the debt or come to an agreement with you on a payment plan, you will have to take additional steps to secure payment. Our debt collection attorney in Texas, Tennessee and Arkansas can assist you with the following initial post-judgment relief steps:
- Garnish the wages of the debtor
- Garnish the bank account of the debtor
- Seize personal property or real estate of the defendant
In order to seize property or garnish assets of the debtor, you need to have certain information about him or her. With the assistance of an attorney, you can discover information about their financial assets and real estate property through written interrogatories. You may ask questions about bank accounts, personal property, real estate, and employment. Once the debtor receives your questions, he or she has 15 days to respond. If after the written interrogatories you are still unable to uncover the assets of the debtor, you may question him or her in a courtroom through what is known as an Examination in Aid of Enforcement of Judgment.
Debt collection attorneys in Texas, Tennessee and Arkansas
Although it is possible to secure payment for a debt without the aid of a lawyer, debt collection attorneys who specialize in debt collection can greatly increase your chances of obtaining payment in a timely manner. However, you must hire an experienced law firm that is familiar with cases similar to your own. Additionally, the collections attorneys you hire should work immediately on helping to pursue payment from debtors. If the firm you choose delays in assisting you, you should strongly consider hiring a more professional legal office.